Insurance Coverage for Full-time RV Living

If you plan on living in your RV full-time, prepare an insurance plan to help you obtain the necessary coverage. 

Full-Time Living

Living in an RV permanently may require considerably more insurance coverage than living in an RV temporarily. You will be enduring seasonal changes, which could increase the risk of your RV being damaged by a weather event.

Full-time living could also mean that you will be around neighbors more frequently than you are accustomed to. As a result, your liability risk increases. Injuries and property damage can become true concerns that could cause you to seek more insurance coverage.

Land Assessment

Review the property where you plan to park your RV. The assessment of the land will determine if there are any dangers that could damage your RV.

Falling debris, flooding waters, and other problematic things you discover during your review could prompt you to seek additional protection for your RV. 

RV Assessment

Inspect your RV. Before you park it on the land where you will be residing, you will want to make sure that it is in operable order. The inspection should include an assessment of the recreational vehicle’s exterior. The materials should be stable and not prone to leaks.

Additional Items

Consider any additional items that must be added to your RV insurance policy. Towing equipment, for instance, may be some materials you rely heavily upon. If so, you can add insurance coverage to protect these materials.

Insurance Consultation

Seeking a consultation with an insurance agent who serves Scotia, NY is a great way to obtain the coverage you need. Contact one of our DePaulo Agency representatives to schedule a consultation today.