Do You Need Boat Insurance in the Winter?

Your boat will likely be in storage during winter in Scotia, NY. Whether it’s in your garage, a boat storage facility, covered and parked in your yard, or kept at a friend’s house, it’s not being used. You might consider canceling the insurance. However, we advise against canceling your boat insurance during winter at DePaulo Agency. Here’s why.

Why You Should Keep Your Boat Insurance Active in Winter

A comprehensive insurance policy protects your boat from more than just accidents on the water. Many policies also cover theft and other issues that can lead to loss. Therefore, ensuring your boat has coverage throughout the year is crucial. Some insurers offer options to reduce or modify coverage when a boat is in storage, which you might want to consider. Our agents can assist you in finding the policy that best suits your needs, providing you with peace of mind.

With a robust policy, you won’t have to spend the winter worrying about potential damage to your boat. You can simply store it in a facility, on your property, or arrange with a friend or family member to keep your boat until the weather improves. Collaborating with an insurance agent simplifies the process, as we can provide information from various insurers and help you select a policy that meets your requirements.

Contact us at DePaulo Agency today if you’re in Scotia, NY, and seeking boat insurance. We understand the value and joy a boat can bring and aim to help you protect it all year round.