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Regardless of how often you use your RV, it is a good idea to protect it with RV insurance. This type of coverage is designed to protect the components of your RV and assist when your equipment fails, you break down, or you are involved in an accident. DePaulo Agency, serving Scotia, NY, wants to share a few important reasons you need RV insurance.
Liability Protection
Generally, RV insurance policies offer liability protection, which covers you in the event someone suffers an injury in an accident. Due to the fact that RVs are usually only used for adventuring and traveling, it is not uncommon for these recreational vehicles to be driven for long periods on rough or remote roads. Interstate accidents are always dangerous due to traveling at higher speeds. Therefore, it is a good idea to have liability protection that will take care of medical costs for passengers.
Loss Protection
Comprehensive auto insurance plans offer protection from loss, allowing you to recover the cost of your automobile in the event it is deemed totaled after an accident. Comprehensive RV insurance works similarly, but the coverage extends to interior and exterior components, such as appliances and awnings.
Roadside Assistance
A lot of RV insurance plans will include roadside assistance, allowing you to get assistance in the event of a breakdown. More often than not, this part of the insurance policy includes towing coverage up to a certain amount if you can’t operate your RV. Towing costs can break you, which makes roadside assistance and RV insurance invaluable.
If you are currently in the need of RV insurance, or if you would like to get an insurance quote, contact DePaulo Agency, serving Scotia, NY, where professional insurance agents can assist you.