Understanding the Importance of Reporting Rental Theft

As a renter, it’s crucial to feel personally safe and secure, and to know that your personal belongings are protected. Despite taking precautions like locking up your bike on the patio, double-checking that your door is locked when you go out, and avoiding drawing attention to any valuables you have, rental theft can still occur. When it does, your insurance representative at DePaulo Agency serving Scotia, NY, wants you to understand the importance of reporting the theft to the police.

Establishing a Record of the Theft

Even if you think nothing can be done to recover your belongings, the police report provides an official record of the incident, documenting what was stolen, when it occurred, and any other relevant details. Insurance companies often require this record to validate your claim and determine the extent of coverage.

Required for Most Renters Insurance Claims

Most renters insurance policies require policyholders to report theft to local authorities before a claim can be filed. Without a police report, your insurer may be unable to process or delay the claim due to a lack of verification.

Helps Recover Stolen Property

While no guarantee is made that stolen items will be recovered, filing a report gives law enforcement the information they need to investigate. And you never know when an observant police officer might find your things. The sooner the report is filed, the better the chances of tracking down your belongings.

Contact Us for Help With Your Claim

If your rental home or apartment has been the target of theft, report it to the police immediately, then contact your insurance representative at DePaulo Agency serving Scotia, NY. We’re here to help you navigate your claim and restore peace of mind.